Why can not I build a house on stilts (expert opinion)

No, I'm not going to write about, standing on stilts potential threat of the collapse of the house, as they could think of some skeptics.
It goes in the article is not about that, be quiet!

I will talk about the issues of thermal insulation and energy efficiency at home, standing on metal or reinforced concrete piles.

Friends,
if you build a house for living, I beg you, forget about piles and strip foundation. From the viewpoint of energy saving (Remember how many kilowatts of electricity cost 10 years ago and bring him the price in 5 years) these two types of foundation - the real budget eaters.

When the soil is under the floor of the house, the temperature is constant throughout the year and is about 7 degrees above zero. Once you lift the floor above the ground (Pile foundation) - and get decrease in temperatureearth and cold air mass flows through the "air holes".

Warming of the side surfaces of the strip foundation likely will "disservice" - closed air holes lead to the fact that the floor joists rot.

How did this happen in my house described here.
Insulation gets wet and will cease to function.

The best option - use emergencies - layer cake of polystyrene reinforced concrete and underfloor heating.

I will be happy for your comments!