Maternity capital for the construction of his house. Short instructions

If you have a family had a second or subsequent child, and the mother received a certificate for maternity capital, it It can be used to improve their living conditions (basic version used at the disposal of these certificate). But after a second or subsequent child turns three years old.

Most of them dispose simple: take a mortgage for the purchase of new housing (separate apartment), or change the apartment a larger area, and the loan or repay part of the loan that certificate.

But there are many families who allocate these funds (453 026 rubles.) For the construction of his house. By the way, the amount frozen for indexing to 2018. until 2020. So, how to do it?

Maternity capital can be spent only on the construction of the house itself. If you do not even land, then to purchase it, you can not spend the certificate. Acquire land at its own expense. Following the acquisition of land, collect the following documents and submit them to the Pension Fund:

A construction permit issued by the local administration of the district - where there is a site. It has its own requirements.

If you build yourself will be, the list could be as follows:

One month the application is considered by the Pension Fund. In the case of a positive decision, within two months of lists you half of the amount of the maternity capital. You further acknowledge and build on the construction costs (of their own or borrowed funds). Or filing the required documents from the contracting organization: certificate of completion, documents purchase of materials, etc. Only after that you list the second half of the amount of the parent capital.

If the house has already been built, the payment to compensate for its construction costs can also be obtained, but it is important that the house was built before 2007. On the small home repairs (painting, replacement of something) means mat.kapitala spend smoking - not agree on pension fund is.

Yes, it is not convenient to obtain two parts, confirm their costs. But it is at least some assistance from the state. For example, for the birth of the third child in the Krasnoyarsk region to allocate funds in the amount of 100 thousand. rub. and isolated land 10 cells. Where, in what place? And as luck. There are those who have allocated almost in a swamp, there are those who are more fortunate.

Briefly about the procedure of registration of the parent capital for the construction of his house in this commentary lawyer:

We now turn to the subject, to the title of the article. It turns out that there are also unexpected force majeure, unforeseen situations and in this case all known. My neighbors in the SNT for their money built a house. And we would like to spend the maternity capital for the completion of the house: on finishing works (facade, communications, heating). But during the registration of house in the excerpt from gos.reestr they had set a record: "Residential building". A pension fund requires that the record was: "House" and refuses to pay.

The situation turned out to be a dead end. IFC refused to make any changes, because all documents issued just such a record. And in the MFC in another area of ​​the city (if they turn back) - have given an extract from the USR with a record of "house." Already understand what month. Hopefully soon settle the question.

Be careful and keep in mind these nuances. There are pitfalls in this case, which have been like for thousands of families. Each case is individual.

***

Photos and pictures are taken from public sources, with Yandex service. Pictures

Subscribe per channel, introducing it in the browser bookmarks. There is a lot of interesting information.